The team

Built by operators, not tourists.

We build from inside the industries we automate. The people behind Agency Age have originated the loans, run the divisions, and shipped the software — not studied them from a distance.

Customer zero

Built from inside

"I'm a licensed originator. I write reverse loans every day. ORA is the system I built to do my own job, and now it runs the whole line."

Founder · CEO · Head of Engineering

Nicholas Petrillo

Licensed loan officer · NMLS #1181611

Twenty-plus years a mortgage executive, Nicholas built enterprise lending divisions and pioneered reverse-mortgage operations from the inside. A licensed MLO (NMLS #1181611) who still writes loans, he is ORA's customer zero: he designs and codes the platform he uses every day. He leads engineering and AI across the holding company.

20+ yrs mortgage Enterprise division builder Reverse-mortgage pioneer Licensed MLO Head developer AI

Live in production

Running real pipelines for a national mortgage lender today.

Used daily by its maker

Every feature is dogfooded on live loans before it ships.

Compliance-first

Built inside a regulated industry, not retrofitted for it.

Business Development & Strategic Relationships

Denise Antell-Romano

Denise brings nearly 15 years partnering with CEOs, founders, boards, and senior executives to drive strategic initiatives, manage key stakeholder relationships, and support organizational growth. Most recently she worked alongside the CEO of Feigen Advisors, a strategic advisory firm serving Fortune 250 and other leading global companies.

Her expertise spans executive relationship management, strategic outreach, project execution, and business operations across a range of industries, coordinating high-level engagements and navigating complex business environments.

At Agency Age she leads business development, client engagement, strategic partnerships, and the relationship-building that expands ORA's adoption across the mortgage industry.

Business developmentExecutive relationshipsStrategic partnershipsStakeholder managementClient engagementProject execution

Director of Communications

Richard Bonnet

Richard is a Newhouse-trained, award-winning broadcaster — honored for broadcast journalism, radio production, and copywriting — who spent a decade at SiriusXM co-creating channels and flagship shows from zero — including RUSH / Fight Nation (Ch. 156), the first channel built for combat sports — booking talent, training engineers, and helping land distribution deals with partners like USA Today. As Director of Communications he builds Agency Age's voice the same way: owned media, audiences, and the category story for the age of agency, stood up from scratch and produced end to end in-house.

Channel & show creationAudience buildingMedia partnershipsMulti-format productionBroadcast journalism

Front-End & Database Engineering

Vladimir Pavlovich

Vladimir brings 20+ years building front-end experiences and the databases beneath them — fluent across C++, Rust, Python, and PHP, with data systems spanning Convex and Postgres, plus red-team security analysis.

He engineered some of the earliest software integrations across the mortgage, real-estate, and title-insurance industries — connecting platforms like Calyx Point, RamQuest, MeridianLink, ReverseVision, and call-center dialers. At Agency Age he owns ORA's front-end and data layer.

C++RustPythonPHPConvexPostgresRed-team analysisSystems integration

Governance & board

A board with the right edges.

A holding company is a discipline of capital and a read on a market. Our board pairs independent financial governance with deep reverse-mortgage authority — the numbers watched by a CPA, the product kept honest by someone who has served seniors for two decades.

Board Member · CPA

Tyler Finn

Levine & Schmutter CPA LLP · Garden City, NY

Tyler is a Certified Public Accountant with Levine & Schmutter CPA LLP. On the Agency Age board he brings financial governance and audit-grade oversight to a company built to own and compound multiple software businesses — guiding structure and tax, validating the economics behind ORA's per-graduation pricing, and keeping the company diligence-ready for investors and acquirers.

Financial governanceAudit & controlsMulti-entity taxUnit economicsDiligence-readiness

Board Member · Reverse-Mortgage Authority

Cece Delgado

Founder, Women in Reverse · 20+ years in reverse mortgage · NMLS #269059

Cece is the founder of Women in Reverse, a nationwide network connecting women professionals across the reverse mortgage industry to foster mentorship, collaboration, and growth. She brings more than 20 years as a reverse mortgage professional, having guided thousands of professionals and clients through the complexities of retirement lending — blending financial strategy with a deeply personal, relationship-first approach. Her work centers on partnering with financial advisors, estate planners, and retirement-focused professionals to position reverse mortgages as a meaningful tool within broader retirement income strategies. On the Agency Age board she is the voice of the field — ground-truth on what loan officers, referral partners, and senior borrowers actually need.

Founder · Women in ReverseReverse-mortgage authorityRetirement income strategyAdvisor & estate-planner partnershipsMentorship & community

Strategic partners

The demand engine, built by an owner.

A holding company compounds faster when its software ships alongside the people who put it in front of the market. Our partners aren't vendors — they're operators whose own businesses prove the tools before a loan officer ever touches them.

Strategic Partner · Demand & Digital Infrastructure

Lumora Management

Shannon · Founder & Owner · lumoramgt.com

Lumora builds and runs the digital infrastructure behind ambitious businesses — proprietary websites and mobile apps, CRM and automation, and full-funnel social, content, and outreach systems — across salons, restaurants, franchises, financial services, and dozens of other industries. Founder Shannon is a social-media strategist and builder whose philosophy, "stop renting, start owning," is Agency Age's own thesis spoken in a different vertical.

That alignment is what makes the partnership a differentiator. Where most software companies bolt marketing on after launch, ORA's lead-generation, multi-channel outreach, and campaign tools are designed beside an operator who builds owned outreach systems for a living — and battle-tests them across many industries before they reach a single loan officer. Lumora gives the holding company a brand, content, and demand-generation arm that compounds with every product it owns.

Social & content strategy App & web development Lead-gen & outreach automation CRM & automation Multi-industry reach Owned-systems philosophy

Building something for the age of agency?

Whether you're a lender, an investor, or talent who wants to build the line with us — start a conversation.

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