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Terms of Use

Effective May 31, 2026 · Last updated May 31, 2026

These Terms of Use govern your access to and use of theageofagency.com (the "Site"), operated by Agency Age Holdings LLC ("Agency Age," "we," "us"). By using the Site, you agree to these terms.

On this page

  1. Acceptance
  2. Site vs. products
  3. Intellectual property
  4. Acceptable use
  5. Not financial advice
  6. Not an offer of securities
  7. Third-party links
  8. Disclaimer of warranties
  9. Limitation of liability
  10. Indemnification
  11. Governing law
  12. Changes & contact

1.Acceptance

By accessing or using the Site, you agree to be bound by these Terms of Use and our Privacy Policy. If you do not agree, please do not use the Site. We may update these terms as described in Section 12.

2.Site vs. products

The Site is an informational marketing website. It is not the ORA or Agent VOS software. Access to and use of our software products are governed by a separate written agreement between Agency Age (or its affiliate) and the licensing organization. Nothing on the Site grants any license to use those products.

3.Intellectual property

The Site and its contents — including text, graphics, logos, the "Agency Age," "ORA," and "Agent VOS" names and marks, UI screenshots, and software — are owned by Agency Age or its licensors and are protected by intellectual-property laws. We grant you a limited, revocable, non-exclusive license to view the Site for your own informational and evaluation purposes. You may not copy, reproduce, republish, scrape, frame, or create derivative works from the Site without our prior written permission.

4.Acceptable use

You agree not to:

  • Use the Site in violation of any law or to infringe anyone's rights.
  • Attempt to gain unauthorized access to, probe, or disrupt the Site or its infrastructure.
  • Introduce malware, or use bots, scrapers, or automated means except for good-faith search-engine indexing.
  • Submit false information or misuse the contact form (including spam or abuse).

5.Not financial or mortgage advice

ORA is software, not a lender. Information on the Site is general and for educational purposes only. It is not financial, mortgage, tax, or legal advice, and does not constitute an offer or commitment to lend. Reverse-mortgage origination is performed by licensed loan officers, subject to applicable law and program eligibility. Equal Housing Opportunity.

6.Not an offer of securities

Any references to the company's thesis, market size, traction, or investment opportunities are for general informational purposes. Nothing on the Site is an offer to sell or a solicitation of an offer to buy any security, or investment advice. Forward-looking statements involve risk and uncertainty and are not guarantees of future results.

7.Third-party links

The Site may link to third-party websites and services that we do not control. We are not responsible for their content, products, or privacy practices. Links are provided for convenience and are not an endorsement.

8.Disclaimer of warranties

The Site is provided "as is" and "as available," without warranties of any kind, whether express or implied, including implied warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the Site will be uninterrupted, error-free, or secure, or that information on it is complete or current.

9.Limitation of liability

To the fullest extent permitted by law, Agency Age and its affiliates, officers, employees, and agents will not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, data, or goodwill, arising out of or relating to your use of (or inability to use) the Site, even if advised of the possibility of such damages. Our total aggregate liability relating to the Site will not exceed one hundred U.S. dollars (US$100).

10.Indemnification

You agree to indemnify and hold harmless Agency Age and its affiliates from any claims, damages, liabilities, and expenses (including reasonable legal fees) arising out of your misuse of the Site or your violation of these terms or applicable law.

11.Governing law

These terms are governed by the laws of the State of Delaware, without regard to its conflict-of-laws rules. You agree that any dispute relating to the Site will be resolved exclusively in the state or federal courts located in Delaware, and you consent to their jurisdiction. If any provision is held unenforceable, the remaining provisions remain in effect.

12.Changes & contact

We may revise these terms from time to time; the "Last updated" date above reflects the current version, and continued use of the Site after changes constitutes acceptance. Questions about these terms can be sent to:

Agency Age Holdings LLC
Email: info@theageofagency.com

Agency AgeHoldings

AI-native software for the age of agency. We build, hold, and compound.

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© 2026 Agency Age Holdings LLC. All rights reserved. Reverse mortgage origination is performed by licensed loan officers. ORA is software, not a lender. Equal Housing Opportunity.