The credit-intelligence layer for the age of agency.
OmniScore turns raw consumer-credit data into structured, decision-ready intelligence — soft-pulls, tri-merge, VantageScore, and Plaid — built for compliant B2B2C credit analysis and a lender's own AI. It's the third line off the Agency Age Holdings floor.
Credit is the gate every lending decision passes through — and it's still pulled, merged, and read by hand. OmniScore makes it programmable and compliant: one structured layer that any lender, or any lender's AI, can reason against.
Pull & merge
Soft-pulls and tri-merge across the bureaus, normalized into one structured record — no screen-scraping, no re-keying.
Score & enrich
VantageScore and Plaid-sourced cash-flow signals, structured so a model or a person can read them the same way.
Compliant by design
Built for B2B2C credit analysis with permissible-purpose and consent handling at the core — the lender owns the decision.
See OmniScore in full.
OmniScore runs as its own product. Visit the site for the full picture, or talk with Agency Age Holdings about the portfolio.